Built for Microfinance
Transform your micro‑finance operations with MiKrof
End‑to‑end micro‑banking ERP — membership onboarding, savings, loans, field collections, SMS notifications, and reporting. Localised for Bangladesh, supported by TMSS ICT.


In the light of 52 years of experience in microfinance management, TMSS ict limited has developed Micro Banking ERP. By using its e-pass book, collections can be done through a tab or smart phone and members get SMS notifications on their mobiles as soon as they deposit their savings or loan installments. Micro Banking ERP is a complete solution. This solution combines all the benefits from membership application to savings and loan installment notification.
Let's Visit Our Best Features
Data Management
Efficiency and Accuracy
E-Pass Book and Mobile Collections

Financial Transparency
The system might offer transparency in financial operations,
allowing members to have clearer insights into their accounts,
transactions, and balances.

SMS Notifications
We can help members stay updated about their financial
transactions by sending SMS notifications after depositing
savings or loan installments.

Security
Given the sensitive nature of financial transactions and personal
data, the system incorporate strong security measures to protect
both member information and financial data.

Online Reporting System
Comprehensive reporting and analysis tools are often part of ERP.
These can assist in decision making, performance monitoring and
compliance.
Modular Section
- Role Based Access Control (RBAC)
- Multiple Office/Branch Setup
- Employees
- Groups
- Migration
- Member Information
- Member Group Transfer
- Member Closing
- Member Reports
- Loan Products
- Loan Accounts, Transaction
- Death Member Register, Waiver
- Loan Rebates
- Loan Write off
- Loan Reports
- Transaction Authorization
- Transaction Un-authorization
- Collection Sheet
- Day End and Month End Process
- Standard Reports
- Pre-formatted Reports
- Customized Reports
To make requests for further information, feel free to contact with us.